:root {
  --blue: #1565A8;
  --teal: #0D9488;
  --teal-text: #0F766E; /* darkened for AA text contrast on white (4.5:1+); --teal stays for graphics */
  --header-bg: #D0EEEE;
  --bg: #FFFFFF;
  --ink: #1A2E2E;
  --body: #374151;
  --muted: #6B7280;
  --border: rgba(13, 148, 136, 0.12);
  --border-strong: rgba(13, 148, 136, 0.18);
  --warning-bg: rgba(245, 158, 11, 0.08);
  --warning-border: rgba(245, 158, 11, 0.25);
  --warning-text: #92400E;
  --privacy-bg: rgba(13, 148, 136, 0.06);
  --privacy-text: #0D4040;
  --radius: 12px;
  --radius-lg: 20px;
  --max-w: 720px;
}

* { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--body);
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--teal-text); text-decoration: none; }
a:hover, a:focus-visible { text-decoration: underline; }
a:focus-visible { outline: 2px solid var(--teal-text); outline-offset: 2px; border-radius: 4px; }

/* ── Header ─────────────────────────────────────────────────────────── */
.site-header {
  background: var(--header-bg);
  border-bottom: 1px solid var(--border);
  padding: 14px 20px;
}
.site-header__inner {
  max-width: var(--max-w);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
}
.back-home-link {
  font-size: 13.5px;
  font-weight: 700;
  color: var(--teal-text);
  padding: 8px 4px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 19px;
  font-weight: 800;
  letter-spacing: 0.2px;
}
.brand svg { display: block; flex-shrink: 0; }
.brand .neo { color: var(--blue); }
.brand .finanzas { color: var(--teal); }

/* ── Layout ─────────────────────────────────────────────────────────── */
main {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 32px 20px 80px;
}

.eyebrow-nav {
  display: flex;
  gap: 8px;
  margin-bottom: 28px;
}
.eyebrow-nav a {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  text-align: center;
  padding: 10px 14px;
  border-radius: var(--radius);
  background: #F3F4F6;
  color: #6B7280;
  font-size: 13px;
  font-weight: 700;
  text-decoration: none;
  transition: background-color 180ms ease-out;
}
.eyebrow-nav a:hover { background: #E5E7EB; text-decoration: none; }
.eyebrow-nav a.active {
  background: var(--teal-text);
  color: #FFFFFF;
}

h1 {
  font-size: 22px;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -0.3px;
  margin: 0 0 6px;
}

.meta {
  font-size: 12.5px;
  color: var(--muted);
  letter-spacing: 0.3px;
  margin: 0 0 24px;
}

.callout {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  border-radius: var(--radius);
  padding: 14px 16px;
  margin: 0 0 24px;
  font-size: 13.5px;
  font-weight: 600;
  line-height: 1.55;
}
.callout--warning {
  background: var(--warning-bg);
  border: 1px solid var(--warning-border);
  color: var(--warning-text);
}
.callout--privacy {
  background: var(--privacy-bg);
  border: 1px solid var(--border-strong);
  color: var(--privacy-text);
}
.callout__icon { font-size: 18px; line-height: 1; flex-shrink: 0; }

.intro p {
  font-size: 14px;
  color: var(--body);
  line-height: 1.65;
  max-width: 68ch;
}

/* ── Table of contents ──────────────────────────────────────────────── */
.toc {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px 18px;
  margin: 0 0 28px;
}
.toc h2 {
  font-size: 12px;
  font-weight: 800;
  color: var(--ink);
  text-transform: uppercase;
  letter-spacing: 0.6px;
  margin: 0 0 12px;
}
.toc ol {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 6px 16px;
  counter-reset: toc;
}
.toc li { font-size: 13px; line-height: 1.5; }
.toc a {
  color: var(--body);
  display: block;
  padding: 4px 0;
}
.toc a:hover, .toc a:focus-visible { color: var(--teal-text); text-decoration: underline; }

section.doc-section {
  margin: 0 0 26px;
  padding-top: 22px;
  border-top: 1px solid var(--border);
  scroll-margin-top: 20px;
}
section.doc-section:first-of-type { border-top: none; padding-top: 0; }

section.doc-section h2 {
  font-size: 15px;
  font-weight: 800;
  color: var(--ink);
  letter-spacing: -0.2px;
  margin: 0 0 10px;
}

.back-to-top {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  color: var(--teal-text);
  margin-top: 4px;
}

section.doc-section p {
  font-size: 14px;
  line-height: 1.65;
  color: var(--body);
  margin: 0 0 10px;
  max-width: 68ch;
}

section.doc-section ul {
  margin: 0 0 10px;
  padding: 0;
  list-style: none;
}
section.doc-section li {
  position: relative;
  padding-left: 18px;
  font-size: 14px;
  line-height: 1.6;
  color: var(--body);
  margin-bottom: 6px;
  max-width: 66ch;
}
section.doc-section li::before {
  content: "•";
  position: absolute;
  left: 2px;
  color: var(--teal);
}
section.doc-section strong { color: var(--ink); font-weight: 700; }

.contact-link {
  font-weight: 700;
}

/* ── Footer ─────────────────────────────────────────────────────────── */
footer {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 20px 40px;
  font-size: 12.5px;
  color: var(--muted);
  border-top: 1px solid var(--border);
  padding-top: 20px;
}
footer a { color: var(--muted); }

@media (max-width: 480px) {
  main { padding: 24px 16px 64px; }
  h1 { font-size: 20px; }
}

/* ══════════════════════════════════════════════════════════════════════
   LANDING PAGE
   ══════════════════════════════════════════════════════════════════════ */

.site-header--landing { position: sticky; top: 0; z-index: 40; backdrop-filter: blur(8px); background: rgba(208,238,238,0.92); }
.site-header--landing .site-header__inner { max-width: 1120px; justify-content: space-between; }
.site-nav { display: flex; align-items: center; gap: 22px; }
.site-nav a { color: var(--ink); font-size: 14px; font-weight: 700; }
.site-nav a:hover { color: var(--teal-text); text-decoration: none; }
.site-nav .cta-mini {
  background: var(--ink); color: #FFFFFF; padding: 9px 16px; border-radius: 10px;
  font-size: 13px;
}
.site-nav .cta-mini:hover { background: #0F2323; text-decoration: none; }

.landing-wrap { max-width: 1120px; margin: 0 auto; padding: 0 24px; }

/* ── Hero ───────────────────────────────────────────────────────────── */
.hero {
  background: linear-gradient(180deg, #EAF8F7 0%, #FFFFFF 62%);
  padding: 64px 0 40px;
  overflow: hidden;
}
.hero .landing-wrap {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 48px;
  align-items: center;
}
.hero-kicker {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(13,148,136,0.10); color: var(--teal-text);
  font-size: 12.5px; font-weight: 800; letter-spacing: 0.3px;
  padding: 6px 12px; border-radius: 999px; margin-bottom: 18px;
}
.hero h1.display {
  font-size: clamp(32px, 4.4vw, 48px);
  line-height: 1.08;
  letter-spacing: -0.03em;
  font-weight: 800;
  color: var(--ink);
  margin: 0 0 18px;
  text-wrap: balance;
}
.hero h1.display .accent { color: var(--teal-text); }
.hero-sub {
  font-size: 17px; line-height: 1.6; color: var(--body);
  max-width: 46ch; margin: 0 0 28px;
}
.hero-ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 22px; }
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 48px; padding: 0 22px; border-radius: 12px;
  font-size: 14.5px; font-weight: 700; text-decoration: none;
  transition: transform 150ms ease-out, box-shadow 150ms ease-out, background-color 150ms ease-out;
}
.btn:hover { text-decoration: none; }
.btn--primary {
  background: linear-gradient(135deg, var(--blue), var(--teal));
  color: #FFFFFF;
  box-shadow: 0 8px 20px rgba(13,148,136,0.28);
}
.btn--primary:hover { transform: translateY(-1px); box-shadow: 0 10px 24px rgba(13,148,136,0.36); }
.btn--ghost {
  background: #FFFFFF; color: var(--ink);
  border: 1.5px solid var(--border-strong);
}
.btn--ghost:hover { background: #F7FDFD; }
.hero-trust { display: flex; align-items: center; gap: 10px; font-size: 13px; color: var(--muted); font-weight: 600; }
.hero-trust .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--teal-text); flex-shrink: 0; }

/* ── Hero visual: tilted phone + floating chips (decorative) ─────────── */
.hero-visual {
  position: relative;
  display: flex; align-items: center; justify-content: center;
  padding: 30px 10px;
}
.hero-visual::before {
  content: "";
  position: absolute; inset: -40px;
  background:
    radial-gradient(closest-side, rgba(21,101,168,0.16), transparent),
    radial-gradient(closest-side, rgba(13,148,136,0.18), transparent 70%);
  background-position: 15% 20%, 85% 80%;
  background-size: 60% 60%, 65% 65%;
  background-repeat: no-repeat;
  filter: blur(6px);
  z-index: 0;
}
.hero-visual__stage {
  position: relative; z-index: 1;
  width: 100%; max-width: 300px; flex-shrink: 0;
  transform: perspective(1400px) rotateY(-10deg) rotateX(4deg);
  transform-style: preserve-3d;
}
.hero-visual .phone {
  box-shadow:
    0 50px 80px -25px rgba(11,18,32,0.45),
    0 20px 34px -18px rgba(11,18,32,0.35);
}
.hero-chip {
  position: absolute; z-index: 2;
  display: flex; align-items: center; gap: 8px;
  background: #FFFFFF; border-radius: 14px; padding: 9px 13px;
  box-shadow: 0 14px 30px -10px rgba(11,18,32,0.25);
  font-size: 12.5px; font-weight: 800; color: var(--ink);
  animation: chip-float 5s ease-in-out infinite;
}
.hero-chip .ic { font-size: 16px; line-height: 1; }
.hero-chip small { display: block; font-size: 9px; font-weight: 700; color: var(--muted); }
.hero-chip--1 { top: 6%;  left: -8%;  animation-delay: 0s; }
.hero-chip--2 { top: 46%; right: -12%; animation-delay: 1.4s; }
.hero-chip--3 { bottom: 4%; left: -4%; animation-delay: 2.8s; }
.hero-badge {
  position: absolute; z-index: 2;
  width: 46px; height: 46px; border-radius: 50%;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 14px 26px -8px rgba(13,148,136,0.5);
  animation: chip-float 6s ease-in-out infinite;
}
.hero-badge--1 { top: -4%; right: 14%; animation-delay: 0.7s; }
.hero-badge--2 { bottom: 10%; right: -6%; animation-delay: 2.1s; }

@keyframes chip-float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}
@media (prefers-reduced-motion: reduce) {
  .hero-chip, .hero-badge { animation: none; }
}
@media (max-width: 860px) {
  .hero-visual__stage { transform: none; }
  .hero-chip, .hero-badge { display: none; }
}

/* ── Phone mockup ───────────────────────────────────────────────────── */
.phone {
  width: 100%; max-width: 300px; margin: 0 auto;
  aspect-ratio: 300 / 610;
  background: #0B1220;
  border-radius: 38px;
  padding: 12px;
  box-shadow: 0 30px 60px -20px rgba(15,40,40,0.35), 0 8px 20px -8px rgba(15,40,40,0.25);
}
.phone--tall {
  aspect-ratio: 300 / 700;
}
.phone__screen {
  width: 100%; height: 100%;
  background: #FFFFFF;
  border-radius: 26px;
  overflow: hidden;
  display: flex; flex-direction: column;
  position: relative;
}
.phone__notch {
  position: absolute; top: 8px; left: 50%; transform: translateX(-50%);
  width: 70px; height: 18px; background: #0B1220; border-radius: 10px; z-index: 5;
}
.phone__header {
  background: var(--header-bg);
  padding: 20px 14px 10px;
  display: flex; align-items: center; gap: 6px;
}
.phone__header .brand { font-size: 12px; gap: 5px; }
.phone__header svg { width: 15px; height: 15px; }
.phone__body { flex: 1; padding: 10px 10px 14px; overflow: hidden; background: #FFFFFF; }

.mock-period { text-align: center; color: var(--teal-text); font-weight: 700; font-size: 10.5px; margin: 2px 0 8px; }

.mock-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 6px; }
.mock-tile {
  position: relative;
  border-radius: 14px; padding: 7px 8px; display: flex; align-items: center; gap: 6px;
  border: 1px solid transparent;
}
.mock-tile .ic {
  width: 24px; height: 24px; border-radius: 50%; display: flex; align-items: center; justify-content: center;
  font-size: 12px; flex-shrink: 0; border: 1.5px solid rgba(255,255,255,0.7);
}
.mock-tile .tx { min-width: 0; }
.mock-tile .tx b { display: block; font-size: 6.5px; font-weight: 800; color: var(--ink); letter-spacing: 0.2px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.mock-tile .tx span { display: block; font-size: 8px; font-weight: 800; margin-top: 1px; }
.mock-tile .pct {
  position: absolute; top: 5px; right: 6px;
  font-size: 5.5px; font-weight: 800; padding: 1.5px 5px; border-radius: 8px;
  background: rgba(255,255,255,0.75); border: 1px solid currentColor;
}

.mock-summary { display: flex; gap: 5px; margin-top: 8px; }
.mock-summary div { flex: 1; border-radius: 10px; padding: 6px 4px; text-align: center; border: 1px solid; position: relative; overflow: hidden; }
.mock-summary div small { display: block; font-size: 5.5px; font-weight: 800; letter-spacing: 0.3px; color: var(--muted); }
.mock-summary div b { display: block; font-size: 9px; font-weight: 900; margin-top: 1px; }

.mock-fab-row { display: flex; justify-content: center; gap: 10px; margin-top: 12px; }
.mock-fab { width: 26px; height: 26px; border-radius: 50%; display: flex; align-items: center; justify-content: center; color: #fff; font-size: 12px; font-weight: 800; }

/* Budget mockup */
.mock-budget-legend { display: flex; justify-content: center; gap: 6px; margin-bottom: 10px; flex-wrap: wrap; }
.mock-budget-legend span { display: flex; align-items: center; gap: 2px; font-size: 5px; font-weight: 700; color: var(--muted); }
.mock-budget-legend i { width: 4.5px; height: 4.5px; border-radius: 50%; display: inline-block; }
.mock-budget-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 6px 4px; }
.mock-budget-item { display: flex; flex-direction: column; align-items: center; }
.mock-budget-item .emoji { font-size: 11px; margin-bottom: 2px; }
.mock-budget-item svg { display: block; }
.mock-cyl-name { font-size: 5.5px; font-weight: 800; color: var(--ink); margin-top: 3px; text-align: center; }
.mock-cyl-frac { font-size: 5px; font-weight: 700; color: var(--muted); }

/* Debt card mockup */
.mock-alert-bar {
  display: flex; align-items: center; gap: 4px; justify-content: center;
  background: #FEF2F2; border: 1px solid #FECACA; border-radius: 10px;
  padding: 5px 8px; margin: 8px 0; font-size: 6.5px; font-weight: 700; color: #92400E; text-align: center;
}
.mock-debt-card { border: 1px solid #EEE; border-radius: 14px; padding: 10px; margin-top: 8px; box-shadow: 0 4px 10px rgba(0,0,0,0.04); border-top: 2.5px solid #EF4444; }
.mock-debt-top { display: flex; align-items: center; gap: 8px; }
.mock-debt-top .ic { width: 26px; height: 26px; border-radius: 8px; background: #FEE2E2; display: flex; align-items: center; justify-content: center; font-size: 12px; }
.mock-debt-top b { font-size: 8.5px; color: var(--ink); display: block; }
.mock-debt-top span { font-size: 6px; color: var(--muted); }
.mock-debt-top .pct { margin-left: auto; font-size: 6px; font-weight: 800; color: #92400E; background: #FEF3C7; border: 1px solid #FDE68A; padding: 2px 7px; border-radius: 9px; }
.mock-bar-track { height: 5px; background: #F3F4F6; border-radius: 3px; overflow: hidden; margin: 8px 0 4px; }
.mock-bar-fill { height: 100%; background: #EF4444; border-radius: 3px; }
.mock-debt-foot { display: flex; justify-content: space-between; font-size: 6.5px; color: var(--muted); font-weight: 700; margin-bottom: 6px; }
.mock-debt-detail { display: flex; justify-content: space-between; background: #FEF6F6; border-radius: 8px; padding: 5px 7px; margin-top: 4px; }
.mock-debt-detail div { text-align: left; }
.mock-debt-detail small { display: block; font-size: 4.8px; font-weight: 800; color: var(--muted); letter-spacing: 0.2px; }
.mock-debt-detail b { display: block; font-size: 6.5px; font-weight: 900; color: var(--ink); margin-top: 1px; }
.mock-debt-card--compact { padding: 8px 10px; margin-top: 6px; }
.mock-debt-card--compact .mock-debt-top .ic { width: 22px; height: 22px; font-size: 10px; }
.mock-debt-card--compact .mock-bar-track { margin: 6px 0 3px; }
.mock-debt-card--compact .mock-debt-foot { margin-bottom: 0; }

/* Notifications / alerts mockup */
.mock-notif-stack { display: flex; flex-direction: column; gap: 8px; padding-top: 4px; }
.mock-notif {
  background: #FFFFFF; border: 1px solid #ECEFF1; border-radius: 14px;
  padding: 9px 10px; box-shadow: 0 6px 14px rgba(15,40,40,0.07);
  display: flex; gap: 8px; align-items: flex-start;
}
.mock-notif .dot { width: 20px; height: 20px; border-radius: 7px; flex-shrink: 0; display: flex; align-items: center; justify-content: center; font-size: 11px; }
.mock-notif .body { min-width: 0; }
.mock-notif .body .t1 { font-size: 7px; font-weight: 800; color: var(--ink); display: flex; justify-content: space-between; gap: 6px; }
.mock-notif .body .t1 time { font-size: 5.5px; font-weight: 700; color: var(--muted); flex-shrink: 0; }
.mock-notif .body .t2 { font-size: 6px; color: var(--body); line-height: 1.4; margin-top: 2px; }

/* Voice mockup */
.mock-voice { position: relative; height: 100%; }
.mock-voice__center {
  position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%);
  display: flex; flex-direction: column; align-items: center; gap: 10px; z-index: 2;
}
.mock-mic {
  width: 54px; height: 54px; border-radius: 50%;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  display: flex; align-items: center; justify-content: center;
  font-size: 20px;
  box-shadow: 0 0 0 8px rgba(13,148,136,0.10), 0 0 0 16px rgba(13,148,136,0.06);
  animation: mic-pulse 2.2s ease-in-out infinite;
}
.mock-voice__label { font-size: 8.5px; font-weight: 800; color: var(--teal-text); letter-spacing: 0.3px; }
@keyframes mic-pulse {
  0%, 100% { box-shadow: 0 0 0 8px rgba(13,148,136,0.10), 0 0 0 16px rgba(13,148,136,0.06); }
  50% { box-shadow: 0 0 0 11px rgba(13,148,136,0.14), 0 0 0 22px rgba(13,148,136,0.08); }
}
.mock-voice-chip {
  position: absolute; z-index: 1;
  display: flex; align-items: center; gap: 6px;
  background: #FFFFFF; border-radius: 12px; padding: 6px 9px;
  box-shadow: 0 10px 20px -8px rgba(11,18,32,0.18);
  font-size: 7px; font-weight: 700; color: var(--ink);
  max-width: 118px;
  animation: chip-float 5s ease-in-out infinite;
}
.mock-voice-chip .quote { color: var(--body); font-weight: 600; font-style: italic; display: block; }
.mock-voice-chip .result { color: var(--teal-text); font-weight: 800; white-space: nowrap; }
.mock-voice-chip--1 { top: 4%;  left: 2%;  animation-delay: 0s; }
.mock-voice-chip--2 { top: 8%;  right: 0%; animation-delay: 1.2s; }
.mock-voice-chip--3 { bottom: 10%; left: 0%; animation-delay: 2.4s; }
.mock-voice-chip--4 { bottom: 4%; right: 2%; animation-delay: 3.6s; }
@media (prefers-reduced-motion: reduce) {
  .mock-mic, .mock-voice-chip { animation: none; }
}

/* Annual report mockup */
.mock-report-row { display: flex; gap: 5px; margin-top: 8px; }
.mock-report-box { flex: 1; border-radius: 10px; padding: 7px 4px; text-align: center; border: 1px solid; }
.mock-report-box small { display: block; font-size: 5.5px; font-weight: 800; color: var(--muted); }
.mock-report-box b { display: block; font-size: 9px; font-weight: 900; margin-top: 2px; }
.mock-cat-row { display: flex; align-items: center; gap: 5px; padding: 4px 0; border-bottom: 1px solid #F3F4F6; font-size: 7px; }
.mock-cat-row span:first-child { font-size: 10px; }
.mock-cat-row b { flex: 1; color: var(--ink); font-weight: 700; }

/* ── Feature rows ───────────────────────────────────────────────────── */
.features { padding: 76px 0; }
.section-head { text-align: center; max-width: 640px; margin: 0 auto 56px; }
.section-head .eyebrow { color: var(--teal-text); font-weight: 800; font-size: 12.5px; letter-spacing: 0.5px; text-transform: uppercase; margin-bottom: 10px; display: block; }
.section-head h2 { font-size: clamp(24px, 3vw, 32px); color: var(--ink); letter-spacing: -0.02em; margin: 0 0 12px; text-wrap: balance; }
.section-head p { font-size: 15.5px; color: var(--body); line-height: 1.6; margin: 0; }

.feature-row {
  display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center;
  padding: 40px 0;
}
.feature-row.reverse .feature-row__text { order: 2; }
.feature-row.reverse .feature-row__phone { order: 1; }
.feature-row__text .eyebrow { color: var(--teal-text); font-weight: 800; font-size: 12px; letter-spacing: 0.4px; text-transform: uppercase; margin-bottom: 10px; display: block; }
.feature-row__text h3 { font-size: clamp(21px, 2.4vw, 27px); color: var(--ink); letter-spacing: -0.02em; margin: 0 0 14px; text-wrap: balance; }
.feature-row__text p { font-size: 15px; line-height: 1.65; color: var(--body); margin: 0 0 16px; max-width: 44ch; }
.feature-row__list { list-style: none; margin: 0; padding: 0; }
.feature-row__list li { display: flex; gap: 10px; font-size: 14px; color: var(--body); margin-bottom: 9px; line-height: 1.5; }
.feature-row__list li::before { content: "✓"; color: var(--teal-text); font-weight: 900; flex-shrink: 0; }

/* ── Steps ──────────────────────────────────────────────────────────── */
.steps { background: #F7FCFB; padding: 76px 0; }
.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; margin-top: 40px; }
.step-card { background: #FFFFFF; border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 26px 22px; }
.step-num {
  width: 34px; height: 34px; border-radius: 10px;
  background: linear-gradient(135deg, var(--blue), var(--teal));
  color: #fff; font-weight: 800; font-size: 15px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px;
}
.step-card h3 { font-size: 16px; color: var(--ink); margin: 0 0 8px; }
.step-card p { font-size: 13.5px; color: var(--body); line-height: 1.6; margin: 0; }

/* ── Trust band ─────────────────────────────────────────────────────── */
.trust-band { padding: 72px 0; }
.trust-card {
  background: linear-gradient(135deg, #0D2F2E, #123A38);
  border-radius: 28px;
  padding: 48px 40px;
  display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 40px; align-items: center;
  color: #EAFBF8;
}
.trust-card h2 { font-size: clamp(22px, 2.8vw, 28px); margin: 0 0 14px; letter-spacing: -0.02em; text-wrap: balance; }
.trust-card p { font-size: 14.5px; line-height: 1.65; color: rgba(234,251,248,0.78); margin: 0 0 20px; max-width: 46ch; }
.trust-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.trust-list li { display: flex; gap: 10px; align-items: flex-start; font-size: 13.5px; color: rgba(234,251,248,0.9); }
.trust-list li .ic { font-size: 16px; flex-shrink: 0; }

/* ── Final CTA ──────────────────────────────────────────────────────── */
.final-cta { text-align: center; padding: 20px 0 80px; }
.final-cta h2 { font-size: clamp(24px, 3vw, 32px); color: var(--ink); margin: 0 0 14px; letter-spacing: -0.02em; }
.final-cta p { font-size: 15.5px; color: var(--body); margin: 0 0 26px; }

/* ── Landing footer ─────────────────────────────────────────────────── */
.footer-landing { max-width: none; margin: 0; border-top: none; background: #0B1220; color: rgba(255,255,255,0.65); padding: 56px 0 28px; }
.footer-landing .landing-wrap { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; }
.footer-landing .brand span { color: #fff; }
.footer-landing .brand .finanzas { color: #5FD9CC; }
.footer-landing p.tag { font-size: 13.5px; margin: 14px 0 0; max-width: 34ch; line-height: 1.6; color: rgba(255,255,255,0.55); }
.footer-col h4 { font-size: 12.5px; text-transform: uppercase; letter-spacing: 0.5px; color: rgba(255,255,255,0.85); margin: 0 0 14px; }
.footer-col ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.footer-col a { color: rgba(255,255,255,0.6); font-size: 13.5px; }
.footer-col a:hover { color: #fff; }
.footer-bottom { max-width: 1120px; margin: 40px auto 0; padding: 20px 24px 0; border-top: 1px solid rgba(255,255,255,0.10); font-size: 12.5px; color: rgba(255,255,255,0.4); }

@media (max-width: 860px) {
  .hero .landing-wrap { grid-template-columns: 1fr; text-align: center; }
  .hero-ctas, .hero-trust { justify-content: center; }
  .hero-sub { margin-left: auto; margin-right: auto; }
  .feature-row, .feature-row.reverse { grid-template-columns: 1fr; }
  .feature-row .feature-row__text, .feature-row.reverse .feature-row__text { order: 2; text-align: center; }
  .feature-row .feature-row__phone, .feature-row.reverse .feature-row__phone { order: 1; }
  .feature-row__text p { margin-left: auto; margin-right: auto; }
  .feature-row__list { display: inline-block; text-align: left; }
  .steps-grid { grid-template-columns: 1fr; }
  .trust-card { grid-template-columns: 1fr; }
  .footer-landing .landing-wrap { grid-template-columns: 1fr; gap: 28px; }
  .site-nav { display: none; }
}